The benefits of individual health insurance plans go beyond lower premiums to cover all of your health care needs. With a health insurance plan, you have coverage for inpatient and outpatient medical care. You will find coverage for services, tests, and items. Preventive care services, such as flu shots, vaccinations, mammograms, pap smears and screenings will be covered at no cost to you. Your insurance company has a vested interest in maintaining your health, so you may even be able to find a plan that has benefits to attend a health club or fitness program.
Health insurance plans usually also offer additional packages for coverage like dental, hearing, vision or prescription drugs. If you don’t want to have to purchase a separate supplement plan, you can purchase your plan’s package and have the convenience of an all-in-one service.