Individual health insurance plans bring you all of the coverage you need to take care of your health care. For help finding an individual health insurance plan, contact Jones Insurance Group.
Individual health insurance plans are a way to protect your budget in the case of a medical emergency. Medical bills are notoriously expensive, and without insurance you would be on the hook for astronomical charges. Without insurance, health care providers are not even obligated to treat you, which is why it is so important to secure an individual health insurance plan.
Health insurance plans usually operate with a network of health care providers in your region. You can sign up for a plan that covers your area and visit the providers that your plan contracts with for the best cost savings. Seeing providers outside of your plan’s network will usually lead to much higher costs, even for covered services.
Individual plans are an affordable option for single people. They have lower premiums because the only person being insured is you. You can find an individual health insurance plan through the Health Insurance Marketplace.
The Health Insurance Marketplace can be found at HealthCare.gov and is the place to go when you need to purchase health insurance.
You can enroll in a Marketplace plan during the Open Enrollment Period. You can also enroll by qualifying for a Special Enrollment Period because of a life event, such as moving, losing coverage, or getting married.
The benefits of individual health insurance plans go beyond lower premiums to cover all of your health care needs. With a health insurance plan, you have coverage for inpatient and outpatient medical care. You will find coverage for services, tests, and items. Preventive care services, such as flu shots, vaccinations, mammograms, pap smears and screenings will be covered at no cost to you. Your insurance company has a vested interest in maintaining your health, so you may even be able to find a plan that has benefits to attend a health club or fitness program.
Health insurance plans usually also offer additional packages for coverage like dental, hearing, vision or prescription drugs. If you don’t want to have to purchase a separate supplement plan, you can purchase your plan’s package and have the convenience of an all-in-one service.