Property & Casualty

Property and casualty insurance covers your liability if your property is damaged, someone is hurt on your property, or you experience another sort of liability event that is covered by your policy. Jones Insurance Group can help you secure the property and casualty policy you need to be protected from liability.

P&C Insurance

Property and casualty insurance are essential liability coverage packages to protect you and your property from damages. Save yourself the financial burden of a lawsuit by defending your property from damages.

Property Insurance

Property insurance protects your property in the event of theft and also protects property owners from damages that happen on their property. In that sense, it is a type of liability insurance as well as a protection for your assets.

If you experience a theft or damage, your property insurance will reimburse you for the actual cost of the stolen or damaged items or the cost to replace them. If someone becomes injured on your property, your property insurance will protect you from liability. That means that in court, you will not have to pay the settlement because your insurance company is on the hook for any damages.

Property insurance can include homeowner’s policies, renter’s policies, flood insurance, and earthquake insurance. Sometimes these last two are added on to a regular homeowner’s insurance policy as a rider. That means that beyond the normal protection, if your home is damaged as a result of a flood or earthquake, you will be reimbursed for the cost of the damages. Normally, these extreme circumstances would not be covered.

Casualty Insurance

Casualty insurance protects you from loss of property, damages, and other liabilities. Generally, casualty falls into three types: vehicle insurance, liability insurance and theft insurance. It can also include worker’s compensation and other forms of liability.

Liability insurance protects you financially in the event that you are sued for damages from an injury or damage to property. To be liable for an event, you must have shown negligence, meaning you made a mistake or failed to take the proper precautions. If you are found liable, you will pay damages to the third party, which is why these liability cases are sometimes called third party losses.

Casualty insurance will protect you or your business in the event that someone becomes injured or you cause damage to someone as a result of negligence. These lawsuits can add up quickly from attorney fees, court fees, and the settlement. Protect your financial interests with casualty insurance.

Benefits Of Property And Casualty Insurance

You can see the benefits of property and casualty insurance in the funds that you would not have to pat out of your own pocket. With this insurance, you will be reimbursed for damages to property, meaning you won’t have to replace them with your own hard-earned money. If someone is injured on your property due to your negligence, you can let the insurance company worry about paying for the damages. With P&C coverage, you won’t have to worry about your liability hurting your pocket.

Get The P&C Coverage You Need—Call Jones Insurance Group

Property and casualty insurance is critical for any property owner. Defend your finances and your liability with the help of Jones Insurance Group.

We Are Committed To YOU

At Jones Insurance Group, we want to take care of your insurance needs. We get a great deal of joy and job satisfaction knowing that we are helping the people we live, work, and play with get the right type of insurance that will protect them in times of need.

That's why we have access to a variety of insurance policies.